Archive for the 'Financial Tips' Category

Watch out for Debt-relief Scams

Here’s the best article on debt relief scams I’ve read in a long time. It’s by Herb Weisbaum on MSNBC.com’s web site and is titled, “Debt relief deals ‘preying on consumer’s trust“. The subtitle is, “Many of these ‘too-good-to-be-true’ offers are run by con artists”.
If you’re looking for help with debt relief, read [...]

Sub-Prime Woes Will Be Replaced By Solid Lending Practices

Buying a home has always been serious business because it has financial consequences lasting long into your future. It’s good to know that standard financial values and risk-averse lending practices are coming into their own again.

Calculating Social Security Retirement Benefits

Whether or not you expect Social Security benefits to be a part of your retirement, it’s interesting to think about how much your Social Security benefits may be in the future.
The Social Security Administration makes is easy to get a quick estimate of your future benefits by offering a set of benefits calculators on the [...]

How Have You Been Ripped Off?

Top 10 Retail Ripoffs Exposed is an informative article about the ways “salespeople separate you from your money.” It’s a great read on the TrampolineSales.com web site.

Disassociated and Still Inaccurate

Earlier this month, in “You Can Check Your TeleCheck Report“, I wrote about checking your TeleCheck Report, describing the problem created when TeleCheck mixed my data with another person’s data. You can read the post about the TeleCheck problem and how to request a copy of TeleCheck’s free annual file disclosure about the information [...]

Debt Blogging

I just read an interesting article “Debtors search for discipline via blogs” on CNET’s News.com site.
It’s about bloggers who bare their financial souls to motivate themselves to get out of debt. While it’s an interesting concept, it seems odd to me that bloggers worried about what friends and family would think about their debts, [...]

10 Things ‘They’ Won’t Tell You

Here are a couple interesting links about the ten things different real estate and lending professionals won’t tell you in your interactions with them. These are eye-opening, informative articles.
Here are 10 things your Realtor® won’t tell you
10 Things Your Morgage Lender Won’t Tell You
And from Yahoo!® Finance:
10 Things Your Real Estate Broker Won’t Tell [...]

You Can Check Your TeleCheck Report

I’ve just finished a conversation with Rhonda of TeleCheck about the information TeleCheck Services, Inc. maintains about me and my wife. My wife had a check declined today at a local store. After it was declined the cashier gave her a slip of paper with our bank’s ABA number, checking account number, a [...]

Opt Out! Stolen Pre-approved Credit Card Offers Aid Identity Thieves

Unless you’ve taken steps to avoid receiving them, chances are good that your mailbox is inundated with pre-approved credit card offers. One way thieves can steal your identity is to use these pre-approved credit card offers to open accounts in your name. Experts report this is one of the hardest types of identity theft to detect. Protect yourself from identity theft by shredding and opting out!

Important Consumer Handbook on Adjustable-Rate Mortgages

If you or someone you know is considering an ARM, point them to the Consumer Handbook on Adjustable Rate Mortgages. You may help prevent a financial disaster.