Marketwatch.com’s news article, Bank failures to surge as credit crunch slows economy, continues a pattern of news articles I’ve read lately about the consequences the banking industry is facing because of what many call loose lending behaviors.
While there have only been 3 bank failures to date in 2008, some industry projections are that at least 150 banks will fail in the U.S. in the next two to three years. In fact, the Federal Reserve currently has a special hiring program in place to increase the number of bank examiners because of the expected bank failures in our near future.
If you’ve ever wondered what a bank bank examiner does and are looking for a steady job, the Federal Reserve Bank of Chicago offers information about the job requirements. If you want to know what a bank examiner does, read the information on the Federal Reserve Bank of Chicago.
2.5 Gallons per day is the amount of water experts recommend a person have available in an emergency. 1.25 gallons are for drinking and 1.25 gallons are for cooking and hygiene.
For a family of four that adds up to 10 gallons per day. A full week of emergency water is 70 gallons.
Do you know anyone who has an extra 70 gallons of water stored for their family in their home ready for an emergency? I don’t.
It’s good information and includes a lot of things most of us probably don’t consider until it is too late. “7 Steps to Eat, Drink and Be Smart When Worse Comes to Worst”, “5-Minute Shutdown for Your Home,” and “5 Steps to Get Ready for Disaster (Not Stuck in It),” are some of the article titles.
If you want to prepare your home and yourself for unexpected crises, the Popular Mechnics site is a great starting point.
Get Out of Debt Calculator will soon be released by Wheatworks Software, LLC.
Designed to help people who are burdened with debt, Get Out of Debt Calculator is a collection of integrated debt management calculators.
Starting with a Net Worth Calculator, Get Out of Debt Calculator then helps users study their loan and credit card debt, review solutions for debt management, consider consolidation of specific debts, compare consolidation loans, create payoff schedules, explore a savings plan and develop a budget.
According to an article today on MSNBC.com titled, “Retirement savers making costly 401(k)errors“, a study by Financial Engines finds 69 percent have configured their 401(k) investments with too much risk.
If you’re interested in what most are doing incorrectly, you’ll want to read this. And make sure you’re not in the 69% who have misconfigured their retirement savings!
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