Stopping Abusive Credit Card Practices …

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8/28/2006, 6:22 am

There is a safety factor built into a credit card account that is generally not available from banks for debit/ATM cards. If funds are stolen from your credit card account, your credit card company will be more likely to protect you from the fraud and will do so quickly. On the other hand, if funds are fraudulently taken from your checking account, your bank account will be short the stolen funds while the bank reviews the fraudulent activity.

This is the reason one should use a credit card and not a debit card for online transactions.

Credit card companies aren’t perfect, though. And when you find yourself banging your head against your credit card company, it’s good to know what your options are.

The BCSAlliance.com site has a useful page of information titled, “What you can do to stop credit card company abusive practices. It looks like it may be helpful information for those times when you need to know what your options are when your credit card company may not be playing fair with you.

The page is at: http://www.bcsalliance.com/creditcards_complain.html

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