Wheatworks Blog: Financial Matters

Living a good life is unrelated to financial measures and material success. Living a good life is about living for what truly matters.

Loan Spread Calculator Pro has been updated to version 4.2 with a few internal tweaks and code consolidation.

Most people pay close attention to what their monthly mortgage loan payment will be when they purchase a home. But home buyers often overlook that P & I (Principal and Interest) does not include T & I (Taxes and Insurance) … and the total due is the PITI.

If you consider your own demise enough to realize it’s possible you won’t see it coming, you’re faced with the fact that you should keep your house in order all the time.

It may be tempting to borrow against the equity you have in your home in a cash-out refi and then use that borrowed money to invest in the stock market. Generally, it’s not a good idea because of the risks involved; the ultimate risk being that you lose your home.